An Employee Benefits plan can be a great way to attract, motivate & retain your employees.  

A well-designed plan can provide access to more comprehensive and more cost-effective coverage than employees could ever source on their own.  A well-designed benefits plan can also be one of the most efficient ways to minimize income taxes & payroll deductions for both the employer and the employee.

In recent years employer's benefit plans have been subjected to considerable pressures. From the downloading of provincial healthcare expenses to private plans, insurance companies in turn downloading those risks to employers, as well as fantastic - but incredibly expensive - new drugs.  Now more than ever employers are faced with the challenges of ensuring their employee benefit plans continue to be relevant for their employees while also remaining affordable and sustainable for the company.

Advocate Benefits helps employers understand the financial risks and moral hazards that lie ahead and can help you chart a course to ensure your plan remains competitive and sustainable.